Banks offer to fine for threats to debtors – Rambler / finance



The Administrative Code proposes to increase fines to half a million rubles for the use of threats to debtors by collectors and extend these sanctions to credit institutions. The corresponding bill of the government is planned to be considered in the first reading at the plenary sessions of the State Duma in the spring session.

It is proposed to establish liability for officials in the amount of a fine from 20 to 200 thousand rubles or disqualification for a period of six months to one year for committing illegal actions to return an overdue debt. And for legal entities – from 50 to 500 thousand rubles. According to the current legislation, upon the return of overdue debt from creditors and persons acting on their behalf, psychological pressure on the debtor, humiliation of his honor and dignity, disclosure of his personal data are not allowed. Fines for such offenses are for officials from 10 thousand to 100 thousand rubles, and for legal entities – from 20 thousand to 200 thousand rubles.

However, the article is formulated in such a way that only collectors are covered by it. Thanks to the proposed amendments, credit organizations can also be included in the number of subjects of administrative offenses under this article. It is proposed to establish the proposed fines for other companies for which collection activity is not their core business – we are talking about pawnshops, microfinance organizations and credit cooperatives. The initiative is designed to unify the approach to the regulation of the liability of both credit institutions and those structures and persons who directly in violation of the law are engaged in debt collection, the authors note.

Video of the day. Interregional housing demand has skyrocketed

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The Administrative Code proposes to increase fines to half a million rubles for the use of threats to debtors by collectors and extend these sanctions to credit institutions. The corresponding bill of the government is planned to be considered in the first reading at the plenary sessions of the State Duma in the spring session.

It is proposed to establish liability for officials in the amount of a fine from 20 to 200 thousand rubles or disqualification for a period of six months to one year for committing illegal actions to return an overdue debt. And for legal entities – from 50 to 500 thousand rubles. According to the current legislation, upon the return of overdue debt from creditors and persons acting on their behalf, psychological pressure on the debtor, humiliation of his honor and dignity, disclosure of his personal data are not allowed. Fines for such offenses are for officials from 10 thousand to 100 thousand rubles, and for legal entities – from 20 thousand to 200 thousand rubles.

However, the article is formulated in such a way that only collectors are covered by it. Thanks to the proposed amendments, credit organizations can also be included in the number of subjects of administrative offenses under this article. It is proposed to establish the proposed fines for other companies for which collection activity is not their core business – we are talking about pawnshops, microfinance organizations and credit cooperatives. The initiative is designed to unify the approach to the regulation of the liability of both credit institutions and those structures and persons who directly in violation of the law are engaged in debt collection, the authors note.

Video of the day. Interregional housing demand has skyrocketed

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The Administrative Code proposes to increase fines to half a million rubles for the use of threats to debtors by collectors and extend these sanctions to credit institutions. The corresponding bill of the government is planned to be considered in the first reading at the plenary sessions of the State Duma in the spring session.

It is proposed to establish liability for officials in the amount of a fine from 20 to 200 thousand rubles or disqualification for a period of six months to one year for committing illegal actions to return an overdue debt. And for legal entities – from 50 to 500 thousand rubles. According to the current legislation, upon the return of overdue debt from creditors and persons acting on their behalf, psychological pressure on the debtor, humiliation of his honor and dignity, disclosure of his personal data are not allowed. Fines for such offenses are for officials from 10 thousand to 100 thousand rubles, and for legal entities – from 20 thousand to 200 thousand rubles.

However, the article is formulated in such a way that only collectors are covered by it. Thanks to the proposed amendments, credit organizations can also be included in the number of subjects of administrative offenses under this article. It is proposed to establish the proposed fines for other companies for which collection activity is not their core business – we are talking about pawnshops, microfinance organizations and credit cooperatives. The initiative is designed to unify the approach to the regulation of the liability of both credit institutions and those structures and persons who directly in violation of the law are engaged in debt collection, the authors note.

Video of the day. Interregional housing demand has skyrocketed




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